A Laguna Beach, Orange County CoinLoan Review For 2021: Using Crypto To Earn Monthly Interest Payments

If you live in the city of Laguna Beach, and a citizen of Orange county , did you know you can earn interest with your cryptocurrency on CoinLoan?

Officially CoinLoan is a European P2P lending platform that uses digital crypto assets as collateral and then provides you with loans. They are based in Estonia and provides their services for investors around the globe.

If you’re confused already, don’t worry.

I spent over 5+ hours researching this on “Google” and my hope is to share with you authentically my research and genuine review in a simple and easy-to-understand way so you can decide if CoinLoan is a fit for you.

Before we get started and discuss all the nuts and bolts of CoinLoan, I want to be clear that this is not financial advice and you must make your own decision to weigh the pro’s and con’s of any investment.

This review is solely my own experience and I share my opinion freely without any filter by CoinLoan.  

Now that we got that out of the way, let’s jump in!C

Citizens Of Laguna Beach , Orange County. Find Out What CoinLoan Offers



Earn Up to 12.3% a year on your crypto assets. Earns daily and get paid monthly.



Get a loan using your crypto or stable coin. Just requires collateral and you can get it within 24 hours.



Exchange one form of cryptocurrency for another. You can also now deposit USD fiat direct into your account and get USDC converted.


money in ground by coinloan

CoinLoan gives you the ability to lend your crypto asset and earn returns on them.

By overcollateralizing, this ensure full repayment of the loans.

What that means if someone is wanting to borrow $1,000 – they must deposit a collateral amount that is above $1,000. The details of how that works can be found here.

For example, if you deposit a USDC stable coin (more on this later), CoinLoan pays out a 10.3% APY. This is paid monthly on the 1st. 

What’s great is they have an easy app that can displays exactly what you earn daily. 

In addition, you can take out the funds you placed in your “interest” account at ANY time. (I’ve tested this multiple times in the last few months).

They are not locked in the account for any duration. Once you request a withdrawal from you “interest” account, it takes about 12 hours (usually 1-2) and it’s moved to your “wallet”. 

Once there you are able to transfer this out and there are NO fees to withdrawal your cryptocurrency.

I’ve been using this platform for several months and have deposited stable coin (USDC) and made withdrawals on several occasions with no issues.

I do recommend CoinLoan if you are looking for a way to earn interest on your crypto assets.

Customer Service

What’s great is they have staff available almost 24 hours a day for you to chat with and get all your questions answered. This isn’t the case with other platforms.

On several occasions, I had general questions about the interest payments to questions about withdrawal wait times, etc, and their staff has always been professional and clear in making sure all my questions get answered.

Daily Interest Scheduled Payout

daily payout coinloan



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